Having a car accident in a dream may indicate that some event or person has had a severe impact on your ego or self-esteem. It may be an indication that you are feeling insulted in some way.
A rear-end collision may symbolize that some event, memory, or pattern of behavior from tie past is still impacting you.
A head-on collision signifies that your pursuits are in opposition to another’s and that the result may have affected someone else negatively
[1]1. Warning;
2. Ministry or Job threat, mistake, or catastrophe; Acts 15:36-40;
3. Potential clash of ministries;
4. Confrontation or conflict;
5. An attack on the destiny of a ministry.
[2]